Your Wallet
💬 Message my teamYour business at a glance.
Show the checklist
Your founder onboarding call
30 minutes, 1:1. We set up your Wallet together (entity, banking, books) and map your first 30 days.
Books
QuickBooks
Connect QuickBooks to see your year-to-date profit and loss right here. Own more than one location? Connect each company and switch between them.
| Profit & loss | |
| Income | $820,400 |
| Expenses | $611,200 |
| Cash in bank | $74,300 |
| Net income | $209,200 |
Payroll
Gusto
Connect Gusto to see your last payroll run and year-to-date labor cost alongside your books.
Last payroll, gross
Net pay
Team
2026 labor cost to date
Banking
Connected accounts
Link your business bank account to see balances right here in your Wallet.
Mercury Checking
••4821 · sample numbers
Chase Savings
••1176 · sample numbers
Card spend via Ramp
Your Ramp corporate card activity, rolled up beside your cash. Last 30 days.
Food & supplies
sample numbers
Repairs & maintenance
sample numbers
Insurance
Coverage that keeps up with your franchise.
Your franchise agreement, your lease, and your lender all demand proof of insurance. Keep every policy and COI in one place, and hand off the shopping to us.
The coverage stack
What franchise operators actually need, in the order they need it. Upload what you have; we quote what you're missing.
Policy & COI vault
Drop in policies and certificates of insurance. When a landlord or franchisor asks for a COI, it's one click away.
Get me covered
Tell us what you need. We shop franchise-fluent carriers and come back within one business day with real quotes, or we issue the COI you're being asked for.
Documents
Document vault
Keep your franchise agreement, EIN letter, operating agreement, and permits in one place. Private to you.
Marketplace
Done for you
Hand off the back office. Pick a service and we follow up within one business day with pricing and next steps. Delivered by CoverPanda's franchise-fluent team.
Monthly bookkeeping & close
Franchise-standard chart of accounts, royalty and ad-fund reconciliation, tax-ready monthly close. Your QuickBooks connection makes onboarding instant.
Entity formation
LLC or S-Corp registered right for franchising: EIN, operating agreement, and the documents your franchisor and lender will ask for.
Payroll setup & support
Hourly teams, tips, multi-location: set up correctly from day one, connected straight into your Wallet's labor numbers.
Insurance & COIs
GL, workers' comp, umbrella from franchise-fluent carriers, plus the COIs your landlord keeps asking for.
Tools & apps
The stack franchise operators actually run on. Member pricing is rolling out as partner programs clear; today these are the straight doors.
Library
Your free toolkit
Every skill and template in the library, yours to download. New drops land here first.
Guides
Plain-English reads on the stuff every operator has to figure out. Free, shareable, no gate.
- What is an FDD?All 23 items, and the three that decide whether you signRead →
- LLC vs. S-CorpThe legal wrapper vs. the tax electionRead →
- How to Read Your P<he 10-minute monthly routineRead →
- Understanding RoyaltiesFixed vs. percentage, the ad fund, your P&LRead →
- SBA vs. ROBS vs. ConventionalThe three ways to fund a franchiseRead →
- The Registration StatesWhy CA/NY/IL change the buying processRead →
- Franchise Unit EconomicsThe five numbers that decide everythingRead →